{"id":613,"date":"2023-05-12T19:47:11","date_gmt":"2023-05-12T19:47:11","guid":{"rendered":"https:\/\/www.birchwoodclinic.com\/?p=613"},"modified":"2023-11-29T13:09:34","modified_gmt":"2023-11-29T17:09:34","slug":"thinking-of-seeing-a-therapist-4-questions-to-consider","status":"publish","type":"post","link":"https:\/\/www.birchwoodclinic.com\/thinking-of-seeing-a-therapist-4-questions-to-consider\/","title":{"rendered":"Thinking of Seeing a Therapist? 4 Questions to Consider"},"content":{"rendered":"\n

1. How will I pay for it?<\/p>\n\n\n\n

Let\u2019s just get this one out of the way as it can be the most important. Therapy can be expensive, but it\u2019s an investment into your wellbeing and overall happiness. Therapists differ in regard to which, if any, insurance plans they take. If you would like to use your insurance, make sure the therapist takes your plan. There is a difference between PPO (Preferred Provider Organization), HMO (Health Maintenance Organization), and EPO (Exclusive Provider Organization) plans, so be certain to check that your plan matches what your therapist takes.<\/p>\n\n\n\n

It is strongly encouraged to contact your insurance carrier beforeyour first session to understand any co-payments and co-insurance for which you may be responsible. It\u2019s unwise to rely on your therapist to inform you of this information as it\u2019s your responsibility to understand your benefits. Sessions may be covered in full or part by your particular plan. Additionally, you may have a co-payment (typically $10-$40 per session) or co-insurance, which is a percentage of the visit cost. If you have a deductible, you are expected to pay out-of-pocket until that deductible amount is met. It\u2019s essential to know this information as a deductible can range from a few hundred dollars to thousands of dollars. To check this information, you can call the customer service number on the back of your insurance card and ask the following questions:<\/p>\n\n\n\n